KB Financial Group (MEX:KB N) Scaled Net Operating Assets: 0.08 (As of Mar. 2026)


MEX:KB N KB Financial Group Inc MEX:KB N
59 GF Score
Price MXN1,852.83
GF Value MXN1,169.98
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is KB Financial Group Scaled Net Operating Assets?

KB Financial Group MEX:KB N 59 Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus rates MEX:KB N with a GF Score™ of 59/100 and a GF Value™ of MXN1,169.98 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

KB Financial Group's operating assets for the quarter that ended in Mar. 2026 was MXN8,460,239 Mil. KB Financial Group's operating liabilities for the quarter that ended in Mar. 2026 was MXN7,680,552 Mil. KB Financial Group's Total Assets for the quarter that ended in Dec. 2025 was MXN9,804,561 Mil. Therefore, KB Financial Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.08.

MEX:KB N
59GF Score
KB Financial Group Inc MEX:KB N
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KB Financial Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

KB Financial Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(9366510.522-7441914.596)/10975996.724
=0.18

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9804561.185 - 438050.663
=9366510.522

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9057106.45 - 1615191.854 - 0
=7441914.596

KB Financial Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(8460239.23-7680551.829)/9804561.185
=0.08

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=10038436.586 - 1578197.356
=8460239.23

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9298746.121 - 1618194.292 - 0
=7680551.829

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
KB Financial Group (MEX:KB N) has a Scaled Net Operating Assets of 0.08 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on KB Financial Group and its competitors.
Is KB Financial Group's Scaled Net Operating Assets too high?
KB Financial Group's current Scaled Net Operating Assets is 0.08. Overall, KB Financial Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's Scaled Net Operating Assets compare to competitors?
KB Financial Group's Scaled Net Operating Assets of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on KB Financial Group and its competitors. KB Financial Group's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (MEX:KB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,169.98, compared to a current price of MXN1,852.83 — trading 58.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.08. KB Financial Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For KB Financial Group (MEX:KB N), the current Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (MEX:KB N) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of MXN1,852.83 is trading 58.4% above its estimated GF Value™ of MXN1,169.98. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for MEX:KB N:

  • Scaled Net Operating Assets: 0.08
  • GF Value™: MXN1,169.98 vs. price of MXN1,852.83 (58.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the MEX:KB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
59GF Score

Get the complete analysis for MEX:KB N

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,852.83
Price
MXN1,169.98
GF Value